A customised financing package for SMEs where the facility granted is secured against Fixed Deposit placed with the Bank.
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| Facility Limit |
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| Pricing | Ranging from FD Rate (12-month FD Board Rate) + 2% and Cost of Fund (COF) + 1.75% | ||||
| Purpose of Financing |
Working Capital | ||||
| Eligibility | Sole proprietors / partnerships / companies | ||||
| To find out more, call us at 03-20748199 or visit our Business Centres nationwide. | |||||
| Terms and conditions apply | |||||
Small Business Loans
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Small business loans are provided to finance working capital and asset acquisition requirement of Small Medium Enterprise (SME) business. Our range of Small business Loan Products include: |
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| Overdraft Facility | |
| Overdraft Facility is a revolving loan made available with no fixed repayment and interest is pegged to our Bank’s Base Lending Rate. | |
| Trade Finance Product | |
| A comprehensive of trade financing products are specifically tailored to suit your financing needs. More information on these products is available under the trade finance products section on this site. | |
| Term Loan | |
| Term loan is a term financing with fixed amount and tenure of repayment for acquisition of fixed assets/ working capital and interest pegged to our Bank’s Base Lending Rate. | |
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Loan size ranges between RM500, 000 to RM1 million. Collaboration with Credit Guarantee Corporation (CGC) to provide guarantee coverage on clean portion of the loan. Find out more various banking solution from us to build your business. Terms and conditions apply. |
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